Talk:Housing and Economic Recovery Act of 2008

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"Refundable Tax Credit" & First Time Home Buyers section

I'm doubting that refundable tax credit is the right terminology for the tax benefit in the First Time Home Buyers section since according to the same section of the article those that receive it have to pay it back on their taxes for the next 15 years. What I'm not sure of what the correct terminology is, I could invent my own (Tax Deferment of Down Payments in equal Instalments) but that would probably be considered OR. This same section could use an expansion on what would happen if the taxpayer sells the place or dies before 15 years. Jon (talk) 18:04, 19 September 2008 (UTC)[reply]

I'm just getting started reading up on this, so I don't have an answer yet, but it seems like Wikipedia should describe the "refundable tax credit" (or whatever it shall be called) in the same terms that the government used in writing the legislation. If the government is really calling it a "tax credit" (which I agree is a bad way to describe the arrangement) it shouldn't be too hard to find some citable sources that criticize the "tax credit" characterization. TravisM (talk) 17:19, 3 October 2008 (UTC)[reply]

Revisions of November 2015

I made several minor changes to the section on the FHA. First, the description of an FHA loan seemed a bit garbled, so I tried to tighten it up. Second, the statute uses the term "seller-funded", not "seller-financed". (As an aside, I recognize that most people would consider these synonymous, but some of the court action leading up to the Act was based on the question of whether the seller was "providing" the down payment, or "funding" it, or "financing" it, etc. I thought it better just to use the statute's language.) Third, I removed the statement about family members providing down payments. That was not added by the 2008 Act; it was added to the National Housing Act some ten years earlier. NewYorkActuary (talk) 17:29, 18 November 2015 (UTC)[reply]

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GSE, Class Action Law Suits Vs United States

HERA states that the fiduciary duties to Enterprises as Conservator are to make Sound and Solvent. FHFA has not followed fiduciary duties related to the enterprises

Reference: https://twitter.com/garyhindes?lang=en

2600:1008:B16C:A87D:1928:E477:32CD:7943 (talk) 21:02, 11 January 2023 (UTC)[reply]